![]() Repossession, did not remedy the entire payment default. Despite Claimant’s payment, that occurred on the same day as the As a result ofĬlaimant’s continued payment default, the account was assigned for repossessionĪ second time. Between December 29 and January 6, the CompanyĪttempted to contact claimant, but was not successful. Returned and signed extension form, so no extension was given. Is valid only if a signed document is received. Claimant details that anĮxtension may have been discussed in this conversation. On December 29,Ĭlaimant was advised that her payments did not total the full amount toĬonstitute a contractual payment that was due for December 1, 2021, and wasĪdvised of possible ramifications of payment default. Payments to reinstate the vehicle and pay for fees advanced. Throughout December, claimant made various The Company repossessed the vehicle on November 3 due to the seizure and to That the vehicle was impounded and subject to a 30 day hold by law enforcement. On November 2, 2021, the Company was informed She further agreed thatįi she defaulted, the vehicle can be repossessed. In the purchase agreement, she agreed that she would notĮxpose the vehicle to seizure or involuntary transfer. $17,652.03 at the rate of 22.0%, and agreed to repay the principal amount andįinance charge beginning on Novemwith monthly payments in theĪmount of $492.79. So I mentioned I'd be late due to having rent due at that same time.īirth date ******* Last four of social ****Īccording to our records, Ms. Also since the first payment when I called Veros to ask how I could make the payment I mentioned that I needed my dude date to be moved and they informed me I had make at least 2-3 payments before being able to change my due date. I need my car I will be having my new born soon. I would appreciate if they'd work something out with me. If I recall I made it actually on the 6th of January. My pregnancy and covid made it difficult but I did inform Veros that they'd have the payment by the 7th of January. So after the 520dollar payment was made at 2 pm my car was still reposed and towed while I was grocery shopping. Therefore i only owe 100 dollars for January. Either way the young man who had informed me that I needed to make a 120 dollar payment said he could give me an extension for the month of January anyways. I then made a payment of 520 dollars around 2 pm and it was 100 dollars short which wouldn't be an issue just my miscalculation that I didn't include the 100 dollars. (I know you guys don't care) & I actually ended up testing positive for covid. The payment wouldn't go through since I didn't know my account number and it was being asked by the clerk I was supposed to make the payment by January 1 and I did try at ******* December 31st. With that being said now I was late on my December payment. It wasn't taking by Veros credit for any reason so I don't think it should be noted as a repossession. That included all towing fees, lot fees and a car payment as well. I paid the full amount 1400 to Veros credit in order for my vehicle to get released. My car was impounded by ********* police department in December 2021. Please allow 3 to 5 business days for your account history to be updated with the credit reporting agencies. As a courtesy, our office will request for the credit reporting agencies to remove the repossession from the customers credit, and we have updated your payment history. Upon review of ******************* file, the account was in payment default when the accident occurred,and our office had to secure the vehicle after the accident resulting in a lawful repossession. Under the terms of the ****, Claimant promised and agreed to repay the principal amount financed in the sum of $12,069.99,plus a finance charge expressed as interest at the annual percent rate of 24.49%,as more particularly described in the purchase agreement, in monthly installment of $350.68 over 60 months. The **** was assigned to Veros Credit (Company), and an account was created reflecting the obligations thereunder. In the consumer complaint, ******************** claims the company is furnishing inaccurate information to the credit reporting agencies.Īccording to our records,on March 8, 2019, claimant and ASV ********** entered into a Retail Installment Sales Contract (****) for the purchase of a used 2015 ******* Sonata. The details of this communication were forwarded to Veros Credits ********************* where an investigation into this matter was conducted. ![]() This communication is in response to a consumer complaint received on Apfiled by ***************************** regarding the above referenced ID Number. ![]()
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