![]() ![]() Misleads consumers about creditors’ willingness to negotiate: Freedom markets its “negotiating power,” but Freedom knows that certain major creditors have policies against negotiating with debt-settlement companies. ![]() According to the CFPB’s complaint, Freedom: These practices violate the Dodd-Frank Wall Street Reform and Consumer Protection Act and the Telemarketing Sales Rule. The company also fails to clearly disclose consumers’ rights to their account funds when they withdraw from the program. But Freedom charges its full fee even when creditors simply stop collections without a settlement and when consumers negotiate settlements on their own. Freedom also tells consumers it will charge a fee only when it negotiates a debt settlement and consumers make a payment. In these instances, Freedom sometimes “coaches” consumers instead of dealing with creditors directly. Yet Freedom knows that some creditors refuse to negotiate with debt-settlement companies. The agreement Freedom offers to consumers claims that, in general, all creditors will negotiate with Freedom. When a debt is settled, Freedom charges consumers fees that range between 18 percent and 25 percent of the amount of debt the consumer owed on the day they signed up for the program. Freedom tells consumers that when the accounts have sufficient funds to make settlement offers, Freedom will negotiate with consumers’ creditors to persuade them to accept less than the actual amounts owed. Freedom requires customers enrolled in its debt-settlement program to deposit money into dedicated accounts with an FDIC-insured bank. Through telemarketing contacts with prospective customers, Freedom learns who their creditors are, the amounts owed to each, and the nature of the debts. Freedom claims that it has successfully negotiated and settled more than $7 billion in debts for more than 300,000 consumers. Andrew Housser is the company’s co-CEO and co-founder. Today’s lawsuit seeks to stop the deception and get compensation for consumers Freedom cheated.”įreedom Debt Relief, part of Freedom Financial Network and based in San Mateo, California, is the largest debt-settlement services provider in the United States. “Freedom deceived consumers about its clout with creditors that it knows do not negotiate with debt-settlement companies, made some customers negotiate on their own, and misled consumers about its fees and their accounts. “Freedom took advantage of vulnerable consumers who turned to the company for help getting out of debt,” said CFPB Director Richard Cordray. The CFPB is seeking compensation for harmed consumers, civil penalties, and an injunction against Freedom and Housser to halt their unlawful conduct. The CFPB alleges that Freedom charges consumers without settling their debts as promised, makes customers negotiate their own settlements, misleads them about its fees and the reach of its services, and fails to inform them of their rights to funds they deposited with the company. ![]() ![]() The Consumer Financial Protection Bureau (CFPB) today filed a lawsuit against Freedom Debt Relief, the nation’s largest debt-settlement services provider, and its co-CEO Andrew Housser for deceiving consumers. ![]()
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![]() They can be used to create modern, minimalist spaces or add a touch of retro nostalgia to vintage-inspired interiors. The versatility of terrazzo-look porcelain tiles allows them to seamlessly integrate with different design styles, from contemporary to traditional. This makes it easier to plan and achieve a desired aesthetic in your space. Unlike natural terrazzo, where colour and aggregate distribution may vary, terrazzo-look porcelain tiles offer consistent patterns and uniformity across the entire tile surface. They provide the same visual impact and luxurious feel without the higher price tag associated with sourcing, installing, and maintaining authentic terrazzo. Terrazzo-look porcelain tiles offer an affordable alternative to natural terrazzo. Additionally, terrazzo-look porcelain tiles require minimal maintenance, as they do not require sealing or special cleaning procedures like traditional terrazzo. They are highly suitable for high-traffic areas, including floors, countertops, and walls. ![]() Porcelain is known for its exceptional durability, making these tiles resistant to scratches, stains, and fading. Whether you prefer large-format tiles for a seamless look or smaller mosaic-style tiles for intricate patterns, terrazzo-look porcelain tiles can be adapted to suit your aesthetic preferences and creative vision. These tiles are available in various sizes, shapes, and finishes, providing flexibility in design. They feature a diverse range of speckles, aggregates, and color variations, creating a visually stunning surface that emulates the unique character of traditional terrazzo. Terrazzo-look porcelain tiles capture the charm and beauty of genuine terrazzo. Through advanced manufacturing techniques, the patterns, colours, and textures of real terrazzo are meticulously recreated on the surface of the porcelain tiles. ![]() These tiles are made from a mixture of finely ground minerals, such as porcelain or ceramic, combined with pigments and additives to replicate the distinctive look of terrazzo. They mimic the appearance of authentic terrazzo with remarkable precision while offering the practicality and durability of porcelain. ![]() Terrazzo-look porcelain tiles are a contemporary and versatile alternative to traditional terrazzo tiles. ![]() ![]() ![]() Remove from the heat and quickly stir in the peanut butter and vanilla extract until smooth. Cook, stirring constantly, until mixture registers 230° on a candy thermometer, 2 to 2 1/2 minutes. Bring to a boil, stirring constantly, over medium heat. Step 2 Combine the sugar, milk, and salt in a medium saucepan.Grease the paper with nonstick cooking spray. Step 1 Line an 8-by-8-inch baking pan with parchment paper, leaving a 2-inch overhang on all sides.Press down with a sharp kitchen knife (not a serrated knife) without sawing back and forth. ![]() The trick to even slices of fudge? Patience! Let it cool completely-at least 2 hours-before cutting. This is just the right temperature for fudge: As it sets, it will stay soft but be firm enough to slice it. The first stage happens at about 230°, when the melted sugar looks like threads as it is dripped from a spoon. Gift this fudge to the peanut butter lovers in your family-just don't be surprised if they ask for it every year!Īs melted sugar cooks, it passes through different stages on its way from liquid to hard candy. The chocolate drizzle is optional here, but if using, be sure to add it after slicing the fudge so it doesn't break off once set. The secret to great fudge is to get your pan fully prepped before cooking the sugar mixture you want to be ready to pour the moment it's ready so you get soft fudge and not chewy caramel. ![]() Make it around the holidays as a Christmas dessert and it'll feel as special as decorating the tree or kissing under the mistletoe (call it a sweet Christmas tradition). Why don't sweet treats like peanut butter fudge make it into our rotation of easy no-bake desserts more often? Even though it's made from ingredients you probably already have in your pantry and takes no time to throw together, homemade fudge just feels more special. ![]() ![]() To get started with IDrive Photos, new users simply have to download the application on their iOS or Android device, create an account and sign-in, and allow access to all the photos and videos on the device to enable automatic backup. There is no other plan giving more than 1TB space. Additional storage above the average storage will be charged at 0.0059 per GB of data you store in a month, charged every 30 days from the start of your billing cycle.
![]() ![]() ![]() The distinctions make Keller the only American chef, past or present, with two sets of three-star Michelin ratings. “For weeks, I would wake up in the middle of the night and think, ‘Oh my God, I ruined the French Laundry,’” said Keller, who holds three coveted Michelin stars for the restaurant, and another three for its New York counterpart Per Se. The renovation took more than two years and was not stress-free. Aside from the new kitchen, there’s a 16,000-bottle wine cellar, extensive solar paneling, a new office annex and 9,000 square feet of new landscape design. Keller says he embarked on the French Laundry’s renovation to ensure it thrives for the next 20 years. And he is clearly mindful of his legacy, which is part of the inspiration for remodeling the revered restaurant he opened in 1994. He flew to Hollywood last week for a segment on Jimmy Kimmel Live. He’s got a new restaurant project underway at New York City’s Hudson Yards. All of this is apparent in the chef’s gleaming new workspace, a 2,000-square-foot state-of-the-art kitchen, which feels more like a sleek, modern art gallery than a cramped, hectic kitchen.Īt 61 years old, Keller entertains the thought of slowing down. Thomas Keller describes himself as detail-oriented, a perfectionist and passionate about fine food and design. On a sunny morning in Napa Valley, America’s most celebrated chef is reflecting on his career, the culinary empire it spawned and why he just spent $10 million to upgrade his famed restaurant, the French Laundry. ![]() ![]() ![]() An elimination diet is where a person would cut out all of the known gas-causing foods before introducing them back in, one at a time, to find out which ones cause the problems. These can lead to gas and other unpleasant symptoms, such as bloating, nausea, and diarrhea.Ī person with excessive gas may find that an elimination diet helps. Look out for food intolerances and allergiesĭifferent people may be sensitive to different foods and may have allergies that bring about a reaction in the body. Chewing gum means continually swallowing air, which builds up and increases the number of times a person needs to fart.ģ. ![]() However, those that do may find they have more gas than others. Many people chew gum to keep their breath fresh and to help avoid snacking. People should try to sit down and take time over food rather than eating on the go. Eating too quickly is one of them.Įating slowly with the mouth closed will reduce the amount of air a person swallows at mealtimes. A person cannot completely avoid swallowing air, but certain habits can cause excess air to enter the body. The majority of gas produced by the body forms because of swallowed air. Eat meals and snacks slowly and carefully However, if a person feels that their farting has changed, or it is making them feel particularly embarrassed and uncomfortable, there are some things they can try to reduce the amount they fart:ġ. While some people do it more than others, it is a regular part of how the body works. There is usually no need to worry about farting. Share on Pinterest Eating quickly causes excess air to enter the body, which can lead to trapped wind. ![]() ![]() Therefore, it is essential that you be sure that the program would not come along with any strain. So, if you are on the lookout to gain access to websites like these through avast vpn, then you should also set up the Reddit on your PC and keep it updated with the more recent version.Īnother major problem that people have observed with the avast vpn is that the application may have downloaded various viruses for their system. In accordance with the stats built see simply by Avast, about 23 mil internet users appear to have been safe to utilize the Reddit interface without any sort of threat. With the Avast VPN Reddit installed on your computer, you will be completely protected from almost any threat vogue from a hacker or perhaps spyware. That is why avast vpn is an essential system for you to own. If you are for the look out to gain access to social networking sites like Facebook, Facebook or myspace, Twitter, and so on then you might have observed the problem of having your Internet protocol address exposed to other users. This article will take you to the problems and also have also supplied a way for you to get rid of these people. However, there are various of problems that have been reported with the Avast VPN Reddit. It is very useful and has lots of features that can be helpful for the users. If you encounter any further problems, consider contacting Avast’s support team.Reddit is a superb website that is used by a lot of users across the world. Unfortunately, this feature has driven many people to stop using and supporting the company, switching to a different antivirus provider, likely because they couldn’t find a way to disable it without a complete uninstall. You now know how to deal with the Avast Browser opening on startup problem using the easy-to-follow methods listed in this guide. The browser should no longer start automatically when your system boots up. Right-click it and select Disable in the menu.Ĭlose Task Manager and reboot your PC. Find the Avast Secure Browser in the list of programs that run on startup. ![]() In the Task Manager window, click the Startup tab to access the section where you will be making changes.See the image below for further guidance. Make sure you don’t right-click the icon of a program. Right-click the empty space on your taskbar and select Task Manager in the menu.This is straightforward, but if you are unsure how to do it, you can follow the steps below: If the previous method doesn’t help, which is rare but has been reported by users in the past, the next reliable solution is disabling the browser in Task Manager. Fix 2: Disable Avast Secure Browser From Task Manager You can also disable the feature below it in the menu, which will prevent the browser from checking if it is your default one on startup. The Avast Secure Browser has a very similar interface to the one used by Chrome, so you shouldn’t have too much trouble figuring out how to enable and disable certain features.Īfter disabling the setting, as shown in the image above, the browser should no longer open on startup. You can disable this by turning it off with one click. Like most similar software, the Avast Secure Browser features a Settings panel where you can enable or disable features to customize your experience.īy default, the “On Startup” setting is configured to be on. Fix 1: Disable The “On Startup” Option In The Browser Settings Only you can decide whether or not this is a deal-breaker, but we’re here to show you the solutions. Simultaneously, this issue is simple to resolve. We cannot endorse such invasion in any situation, particularly when it originates from a company seemingly committed to safety and reliance. Frustrated users expressing their concerns on a Reddit thread discussing this topic. ![]() This is a significant concern among members of the community and a leading reason that Avast is often uninstalled and abandoned by its users. ![]() However, having many programs enabled on startup can slow things down significantly.ĭespite Avast’s Secure Browser being helpful where privacy is concerned, many users have complained that the software is more intrusive than they would like. ![]() Most computer users hope for a smooth and quick boot when they turn on their PC. ![]() ![]() ![]() Inseam: Measure from centre crotch seam to hem along interior leg seam. Rise: Measure from centre crotch seam to top front waist. For example if the measurement is 14”, double the measurement to arrive at 28”. Waist: Measure waist of garment and double the measurement. Sleeve : Measure top of shoulder seam to cuff. Your Hip size in inches: While standing up straight, wrap the tape measure around the largest part of your hips over the butt. Garment Hip: Measure largest part of hip and double the measurement. Your waist size in inches: While standing up straight, w rap the tape measure around the smallest part of your waist. Garment Waist : Measure smallest part of waist and double the measurement. Garment Shoulders: Measure straight across from shoulder seam to shoulder seam. Please note that bra size is not the same as bust size in inches. Your Bust size in inches: While standing up straight, wrap the tape measure around the largest part of your chest over the bust wearing the bra that you will wear with the garment. The Trunk Messenger is a small rectangular bag made from Monogram-embossed Taurillon leather and finished with matte-black rivets and reinforced black-leather corners, inspired by those on Louis Vuitton’s iconic trunks. For example if the measurement is 17”, double the measurement to arrive at 34”. Garment Bust: Measure armpit to armpit seam across front and double the measurement. However we often add notes about recommended body measurements to help determine fit so have also provided instructions on how to measure for body measurements. ![]() Please note our measurements are of the actual garment and not body measurements. Please select a similar garment from your own wardrobe with similar fit and compare measurements. All measurements are taken with the garment laid flat and buttons done up. Here is a graphic on how we measure the most important areas to ensure a more accurate fit. We try our best to assess fit and provide accurate measurements but if you have any additional questions about a specific item please contact us. This chart is only a guideline as sizing can vary from brand to brand. For LV Speedy25 Cow Leather Bag Strap Women Handbag Belt Adjustable Shoulder Messenger Crossbody Bag Thin Bag Strap Replacement 1. Please scroll down to view an international size conversion chart and instructions on how to measure. As marked sizes differ from brand to brand, actual measurements can be the most accurate. LOUIS VUITTON Mesaje MM Messenger bag M93030 Product Code2102500466152 BRAND OFF Online Store is a vintage items shopping website run by K-Brand Off Co. Zch 3 : 1,8 13 Then Haggai, the LORD's messenger, house. The Outdoor Messenger bag combines a subtle tone-on-tone design with silver-colour hardware for a contemporary aesthetic. Without original packaging.įit is one of the most crucial points for customer satisfaction when purchasing online. Lk 3:27 6:11 e Ezr 1 : 3 ' Lv 26:20 Dt 2 mnoththtwenty - first day of the seventh word. Includes Entrupy certificate of authenticity. LOUIS VUITTON - Official Website - Explore the World of Louis Vuitton, read our latest News, discover our Women and Men Collections and locate our Stores. Excellent previously owned condition with minor wear to corners. ![]() Measures approximately 13 x 11.5 x 3" with a 23" adjustable strap drop. Black fabric interior lining with four pockets. Magnetic flap closure at front, zip picket at back. Black Damier embossed soft leather with matte silver-tone hardware. Not to mention, the collection of bags listed on her Yupoo site is impressive.Louis Vuitton Damier Infini Embossed Leather District MM Messenger Bag. I ordered the same messenger bag on pandabuy a while back for $60 and the quality was no where near as good, I ended up giving that one to a friend. Price: The products can be “pricey” but in my opinion the cost for the LV backpack and messenger bag are 100% worth it. Even the straps on the backpack feel amazing and compared to retail pictures, it is identical. It definitely met my expectations & more. Product quality: The materials used are very high quality and the attention to detail is amazing, that includes stitching and labels. Great service, very transparent and good communication The Duo in Monogram Shadow is for leather lovers looking for a subtle touch of color. The leather’s discreetly embossed Monogram pattern is amplified by the light blue Monogram print. I sent the pictures of the products I wanted and she shipped them out next day after I paid. The Duo Messenger bag is a modern cross-body bag made from navy blue Monogram Shadow leather, with a a detachable coin purse on the strap. I did not use an agent, I ordered directly from seller on Whatsapp and service was amazing. ![]() LV Backpack and Messenger bag from Lily (In hand review)īuying & Shipping: The shipping was fairly quick, took about 12 business days to arrive via UPS to New Jersey. ![]() ![]() ![]() By clicking on the button " Create a video presentation," a screen appears in which we can choose the type of transition that will be shown between each image, background music, resolution, and the list of images that will appear in the presentation. In addition, we can create video presentations using the photos contained in folders or albums. So we need to press the " Play" button that is located below the name of the albums or directories. We can create slideshows with photos contained in directories and albums. However, in Picasa, we can create a new album called " Ibiza 2014 Photos" that includes all the photographs of both cameras. So we will know what pictures are taken with John's camera and which others are taken with Peter's camera. For example, we have two directories on the hard disk: " Ibiza 2014 Photos John Camera" and " Ibiza 2014 Photos Peter Camera". This is very useful if we wish to put pictures in separate folders on the hard disk but simultaneously want to display them together. We need to assign a name to the Album and select the photos we want to include. It's a great way to order and classify our photos. We can add tags to all our photos, so if we click on any tag, all the photos with that tag will be listed. This way, we can travel using Google Earth map and see the photos were taken in the location we are navigating. ![]() If we have Google Earth software installed, we can use the option " Geotags with Google Earth" and locate the photo in the place it was taken. The program allows us to tag and recognizes the people's faces in the photos this way, by clicking on a person's name, we can see all the photos that appear. The program creates a default Album labeled " Recently Updated," which contains the images or pictures that have been added or modified recently. If we prefer, we can configure the program only to scan the "My Pictures" folder because maybe this folder is the only one that contains images of our interest.įolders scanned by the program will be monitored, so if we add any new image or photo to these folders, the program will automatically update the list of images in those folders. If we click on any directory, it will show the thumbnail of pictures in it. Once the images are located, we can see a list of all directories that contain images. Google Photos is advanced and has rich features but most of people find it complicated.Picasa scans computer hard disks to find all types of images. Though Google has stopped working on Picasa and switched users to Google Photos, it is not dead! It has features which might keep it alive for years. Google Picasa is ideal for photo editing, sharing online via email or blogs, effects, albums and a lot more. It can be used for advanced editing and various attractive photo effects which give your pictures a whole new look in just a few moments. It is simple for its ease of use and user friendly simple user interface. Picasa should not be considered as a tiny and typical image editing tool, don’t underestimate it. You can upload and share your photos online and share them with friends, family or anywhere online. Picasa is an image/photo management suit which ensures maximum well arrangement of image files stored on your PC disk storage.Īs Picasa is a product of Google, it provides online image storage for your photos/images. It is a powerful software to search almost all image formats, edit, manipulate and share online or save to local computer storage. Picasa is a popular images and photo management software. And Picasa makes it a snap to share your pictures, you can email, print photos home, make gift CDs, instantly share your images and albums, and even post pictures on your own blog. ![]() Picasa also makes advanced editing simple by putting one-click fixes and powerful effects at your fingertips. Picasa makes sure your pictures are always organized. You can drag and drop to arrange your albums and make labels to create new groups. Every time you open Picasa, it automatically locates all your pictures (even ones you forgot you had) and sorts them into visual albums organized by date with folder names you will recognize. Picasa is software that helps you instantly find, edit and share all the pictures on your PC. Its easy to use features are highly optimized to give you the best possible experience of enjoying your present and past memories in pictures. Now you can walk like a boss through your photo gallery. This direct link allows high speed fastest full bandwidth download of Picasa (64 bit & 32 bit). Download Picasa – Windows 10 version Free | Latest Picasa for Windows 10 (64 bit/32 bit) Overviewĭownload Latest version of Picasa for Windows 10, 7, 8/8.1 (64 BIT/32 BIT) with the official direct download link with offline installer standalone setup. ![]() ![]() ![]() When used with a 1/4" x 5/8" Bearing ( BR-111) it will produce a 1/4" x 5/16" deep groove that can typically be used with a 1/4" x 1/2" to 1/4" x 5/8" Slip Tongue spline. When the Slip Tongue Router Bit ( 05-127B) is used with a 1/4" x 1/2" Bearing ( BR-109) the Slip Tongue Router Bit will produce a 1/4" x 3/8" deep groove that can typically be used with a 1/4" x 5/8" to 1/4" x 3/4" Slip Tongue spline. If you like to make your Slip Tongue grooves deeper or shallower than 1/4", you can purchase an optional bearing kit. You can pair this groove cutter with a Bullnose Router Bit to create a 1/4" rounded edge for your splines. The Slip Tongue Flooring Router Bit comes with an Infinity Cutting Tools 1/4" x 3/4" bearing (BR-110) to make a 1/4" x 1/4" groove. KOWOOD Tongue and Groove Set of 2 Pieces 1/4 Inch Shank Router Bit 3 Teeth Adjustable T Shape Wood Milling Cutter. You get more strength than would be afforded by a bare edge-joint, and you can even use the Slip Tongue joint to join edge grain to edge grain wood. This 2 bit matching tongue and groove router bit set cuts a 1/4' thick x 1/2' deep tongue for stock up to 3/4' thick. When you angle your new floorboards into place, the rounded edges slide right into place and your joints align easily. If you use a traditional square-shaped spline, the square edges will get in the way during that pivot and could crack the delicate shoulders of the grooves.Ī Slip Tongue Joint solves this problem by rounding the edges of both the spline and the grooves. Yonico Tongue and Groove Router Bits Set Flooring 2 Bit Flooring 1/2-Inch Shank 15227. When installing new wood flooring, boards are first positioned at an angle and then pivoted into place. Sanders Classics yonico 15423 4 bit tongue and groove and v-notch router bit set 1/2. If you're interested in making your own hardwood flooring, consider the time-tested Slip Tongue Joint. ![]() For buying these industrial Tongue & Groove Bits at the most competitive rates, visit Audel without thinking twice.Slip Tongue Flooring Router Bit w/Bearing kit CARBITOOL Router Bit TCT Tongue & Groove Cutter Cuts Tongue 1/2inch -Shank TAG 01 B 1/2. Highest quality, 3 Wing carbide cutters with premium enclosed ball bearings. Tongue & Groove Bits for Floor Boards available online and in-store at Total Tools. ![]() These groove bits even let you fit to achieve the strongest glue joint. Great value - double Tongue & Groove router bit set The standard tongue & Groove router bits will cut perfectly fitted Tongue and Groove joints Ideal for wood flooring, Wainscot paneling and shaker style panel doors. If you are looking for a consistent depth cut, using these Tongue & Groove Bits would be completely apt. smooth planed timber, as well as timber cladding that feature tongue and groove designs to create a smart finish for walls. Some of the pieces have their ends cut flush and I would like to 'refurbish' them by cutting in the end-grain tongue or groove to. I saved quite a bit of old 3/4' hardwood flooring for a remodel and I would now like to use it. These bits are used to create tongue and groove wainscoting and adjoining long boards and cabinet components as per the need of hour. First time poster, sorry if the answer to this is common knowledge. Tongue and Groove Router Bit Set 1/2 Shank, SellyOak Tongue Groove Router Bit, 3 Teeth Adjustable T Shape for Doors, Drawers, Shelves & More-Processing Template Thickness: 18-40mm 20.55 In Stock. These bits are configured and adjusted in accordance with the cutter for fitting tongue and groove joints. These Tongue & Groove bits cut a tongue and groove joint in a 3/4" stock. These Tongue & Groove bits perform exceptionally well with a V-groove on front. SC 450 2-Piece Carbide Tipped 3-Wing - Includes nailhead relief to allow complete concealment of nail head when installing flooring. Size:55454 2pc T&G Flooring Set w/Nail Slot, for 1/2-5/8 Material, 1-1/4 Dia, 1/2 Shank Amana. These Tongue & Groove Bits is explained as a 2 bit system designed for interlocking tongue & groove actions during any activity like paneling and flooring. This tongue and groove set will cut joints for stock up to 3/4 in. At Audel, we have a special selection of Tongue & Groove Bits for every jobsite enthusiast. Audel is one of the leading online stores that have been retailing router bits for different industrial assignment. ![]() |
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